List of New York City Car Insurance Companies
Next Century Insurance
NEXT CENTURY INSURANCE functions as a brokerage entity specializing in tailored business and transportation insurance solutions drawn from a range of insurance providers. This approach enables them to secure the most favorable premiums for their clientele. The brokerage’s dedicated team delivers exceptional customer service and extends compli Read More...
A1 Brooklyn Brokerage, Inc.
A-1 Brooklyn Brokerage, Inc. functions as a Brooklyn-based insurance agency that has been facilitating the discovery of cost-effective insurance plans for customers since 1991. Their range of offerings encompasses auto insurance, commercial insurance, homeowners insurance, boat insurance, motorcycle insurance, and more. A-1’s approach fosters Read More...
Commercial Auto Insurance
Located in Manhattan, Commercial Auto Insurance is dedicated to delivering commercial auto insurance solutions to businesses situated in the New York region. A team of adept agents is at hand to offer comprehensive assistance to customers in navigating their company’s insurance requirements. Through close collaboration, they ensure that cover Read More...
North & Star Insurance Agency Ltd
North Star Insurance Agency operates as a comprehensive insurance and risk management agency situated in Brooklyn, New York. Catering to both individual clients and businesses, the agency specializes in delivering personalized services. Their offerings encompass an extensive array of insurance solutions. For personal coverage, they provide options Read More...
Allstate Insurance Company
Kevin Schaefer: Allstate Insurance operates as a New York City-based insurance company with a specialized focus on auto and car insurance. Auto insurance plays a critical role in unforeseen accidents, encompassing medical expenses, repair outlays, legal defense fees, and more. The team at Allstate is committed to providing expert guidance in the re Read More...
Travelers Co Inc
Travelers Co Inc stands as a prominent insurance company headquartered in Manhattan, New York. Boasting over 165 years of industry experience, the company specializes in furnishing coverage for vital assets such as homes, vehicles, valuables, and businesses. As a reputable name in the field, Travelers is dedicated to shouldering risk, thus affordin Read More...
Public Insurance Brokers Inc.
Public Insurance Brokers Inc functions as an insurance company headquartered in Brooklyn, New York. This company specializes in offering a diverse array of insurance plans, encompassing Personal Auto, Motorcycle, Commercial Auto, Renters, Homeowners, as well as Taxi & Limo sine Insurance. The primary objective of Public Insurance Brokers Inc i Read More...
Progressive
Progressive Insurance operates as an insurance company situated in Brooklyn, New York. This company extends a comprehensive selection of products, including auto, bundle auto and property, motorcycle, RV, and life insurance. The committed team and advanced technology at Progressive Insurance are devoted to furnishing exceptional claims service and Read More...
Chubb
Chubb, headquartered in Manhattan, New York, operates as a global leader in property and casualty insurance. They present a comprehensive array of traditional and specialty products to clients of varying sizes, supported by industry-leading claims and risk engineering services. With a presence spanning 54 countries and territories, Chubb provides a Read More...
Zurich American Insurance Company
Zurich operates as a Manhattan-based insurance agency boasting a rich history of over 148 years in risk management and resilience support. Established originally in Switzerland in 1872, Zurich’s expansion into North America transpired in 1912, evolving into a prominent provider of commercial property-casualty insurance solutions and services Read More...
Frequently Asked Questions
Q: Why do I need car insurance in New York City?
A: Car insurance is essential in New York City for the following reasons:
- Legal Requirement: It is mandatory to have at least liability insurance to drive legally in NYC.
- Financial Protection: Car insurance provides financial coverage in case of accidents, theft, or damages to your vehicle.
- Liability Coverage: It protects you from potential lawsuits if you are at fault in an accident.
- Medical Expenses: Insurance can help cover medical expenses for injuries sustained in a car accident.
- Peace of Mind: Having car insurance offers peace of mind knowing you are protected on the road.
Q: What types of car insurance are available in New York City?
A: Car insurance in New York City typically includes the following types of coverage:
- Liability Insurance: Covers bodily injury and property damage you may cause to others.
- Collision Coverage: Pays for repairs or replacement of your vehicle after an accident.
- Comprehensive Coverage: Covers non-collision-related damages, such as theft or vandalism.
- Personal Injury Protection (PIP): Covers medical expenses and lost wages for you and your passengers.
- Uninsured/Underinsured Motorist Coverage: Protects you if you are involved in an accident with an uninsured or underinsured driver.
Q: How can I find the best car insurance company in New York City?
A: To find the best car insurance company in NYC, consider the following:
- Compare Quotes: Obtain quotes from multiple insurance companies and compare coverage and pricing.
- Check Reviews: Read online reviews and testimonials to gauge customer satisfaction.
- Financial Stability: Choose a company with a strong financial rating to ensure they can fulfill claims.
- Customer Service: Look for a company with excellent customer service and responsive support.
- Discounts: Inquire about available discounts for safe driving, bundling policies, or other factors.
- Local Presence: Consider insurers with a local office in New York City for easier communication and support.
Q: What factors affect my car insurance rates in New York City?
A: Car insurance rates in New York City are influenced by several factors, including:
- Driving Record: A clean driving record typically leads to lower rates.
- Vehicle Model: The make and model of your car can impact insurance premiums.
- Age and Gender: Younger drivers may face higher rates, and males may have different premiums than females.
- Location: The area where you live and park your car can affect rates.
- Coverage Limits: Higher coverage limits may result in higher premiums.
- Deductible: A higher deductible can lead to lower premiums, but you'll pay more out of pocket in case of a claim.
Q: Can I lower my car insurance premiums in New York City?
A: Yes, you can take certain steps to lower your car insurance premiums in NYC, such as:
- Safe Driving: Maintaining a clean driving record and avoiding accidents can lead to lower rates.
- Bundle Policies: Consider bundling car insurance with other policies, like home insurance, for potential discounts.
- Defensive Driving Course: Completing a defensive driving course may qualify you for lower rates.
- Security Features: Installing anti-theft devices in your car can reduce the risk of theft and lower premiums.
- Review Coverage: Assess your coverage needs regularly and adjust your policy accordingly to avoid overpaying.
Q: How do I file a car insurance claim in New York City?
A: To file a car insurance claim in NYC, follow these general steps:
1. Gather Information: Collect details about the accident, such as time, location, and contact information of involved parties.
2. Notify Insurer: Inform your insurance company about the accident as soon as possible.
3. Provide Documentation: Submit any necessary documentation, such as photos of the accident, police reports, and medical records.
4. Cooperate with Adjusters: Work with the insurance company's claims adjuster and provide any requested information.
5. Get Repairs: Once the claim is approved, you can have your vehicle repaired at an approved repair shop.
Q: Can I switch car insurance companies in New York City?
A: Yes, you can switch car insurance companies in New York City at any time. To switch, start by researching and obtaining quotes from different insurers. Make sure to coordinate the start date of your new policy with the cancellation date of your current policy to avoid any gaps in coverage. Notify your current insurer of your decision to cancel the policy, and request any applicable refunds or credits.
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Doreatha Marinelli - Reviewed in New York City on 2024-01-11
They didn’t just sell me auto insurance. They sold me a promise to keep me protected if anything were to happen that would put me or my vehicle out of service. They have always stood by their promise and have always been committed to great customer service.
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Faisal Siddique - Reviewed in New York City on 2023-12-04
A1 is the most professional and efficient insurance broker I’ve ever come across! They have a great team and they helped me get a great auto insurance quote! Andrea is amazing and quick to respond. She knows how to get the job done perfectly and instantly! Very impressed and I plan to stay with them for many years to come
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Faris Alyemen - Reviewed in New York City on 2023-11-27
The best and fast with tlc insurance with the best rates and helpful especially Gavriel Gavrilov one of the best agents a life saver got me my tlc insurance last minute right before my old insurance expired worked very hard and explained everything thing step by step and very patient thank you so much if there where 10 star without thinking twice
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Vaughan waters - Reviewed in New York City on 2023-11-20
I use travelers for business and personal insurance. Travelers is a bedrock insurance company and based on my experience has a culture that puts taking care of their customers first. The representatives, adjusters and field managers they employ are communicative and very professional. I have been through tough claims, always thankful travelers has been there to provide support. Don't trust a small no-name firm, trust Travelers.
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Yuanzheng Lee - Reviewed in New York City on 2023-11-13
Kevin was so immensely helpful even though I just had my orphaned policy switched over to him days ago. I’m so grateful they moved me to Kevin whose office is around the corner from my apartment and so easy to reach on the phone anyway.
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Selwin Chavez - Reviewed in New York City on 2023-11-06
My friend referred me to this place, and won't lie, best decision, they saved me some money in my car insurance and customer service is great, fast response and always following up on my renewal, looking to save me more money.
